Registered office: 25-28 North Wall Quay, Dublin 1 Ireland. Registered in Ireland no. 24224.

Scottish Mutual International is an authorised person under the UK Financial Services and Markets Act 2000.

Scottish Mutual International is closed to new business.

The information on this web site is not for distribution and does not constitute an offer to sell or the solicitation of an offer to buy any securities or other investments in the United States of America and Canada, to or for the benefit of United States or Canadian persons (being resident in the United States of America or Canada, or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof).

The information and opinions contained within this site have been compiled in good faith but no representation or warranty, either express or implied, is made as to their accuracy, completeness or correctness. The information and opinions are provided as guidance only and should not be relied upon as authoritative or definitive. They should not be taken into account in the exercise of any judgement, or provide the basis of any credit or other evaluation, or be taken as a recommendation of the products and services referred to within this site. It is a condition of Scottish Mutual International allowing you access to the material on this site, that you accept that no member of Phoenix group of companies, and no director, employee or other person working for a member of the group will be liable for any loss of whatever nature arising from the use of or action you may take in reliance on, the information or opinions contained within this site.

If you reside within a Member State this website is governed by the laws of the country within which you reside and any dispute or action arising out of this website shall be determined in accordance with such laws.

If you do not reside within a Member State this website is governed by Irish law and any dispute or action arising out of the use of this site shall be determined in accordance with such laws.

Scottish Mutual International may suspend or withdraw access to the pages of this web site without notice at any time and accepts no responsibility for the non-availability of web pages. Certain hypertext links in this website may lead you to websites which are not under the control of Scottish Mutual International. When you activate these, you may leave the Scottish Mutual International website. These links are provided solely for your convenience and do not represent any endorsement or recommendation by Scottish Mutual International.

Scottish Mutual International accepts no responsibility or liability for the contents of any website to which a hypertext link exists and gives no representation or warranty as to the information on such websites. Scottish Mutual International accepts no responsibility or liability for any loss arising from any contract entered into with any website to which a hypertext link exists.

Scottish Mutual International would like to remind you that you are entitled to access information held about you and if found to be inaccurate, have information corrected and/or deleted. We will tell you if we intend to use your information for marketing purposes and we will give you the opportunity to opt out of such marketing if you wish. We are committed to keeping personal information secure and confidential both on-line and off-line.

To help us improve our service, we may record or monitor phone calls.

You may contact us by Internet email at info@smi.ie. Such emails are not a 100% secure method of communication. Scottish Mutual International accepts no responsibility for any loss you may suffer as a result of interception. Scottish Mutual International advises that you do not transmit any of your account information or account details by Internet email. We regret that we cannot send to you confidential information by Internet email.

If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved please contact us at info@smi.ie or alternatively by calling 00 353-1 804 4000.

We will update the content of this notice from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure your information is up to date.

This page was last updated on 21 October 2010 .

It is your responsibility to ensure that your computer is virus protected. Scottish Mutual International accepts no responsibility for any loss you may suffer as a result of accessing or downloading information from this site.

The information given in this Web Site is based on Scottish Mutual International's present understanding of current law and regulations and may therefore be subject to change without notice.

"Intellectual Property Rights" means any patents, copyright, database rights, design rights, registered designs, trade marks or service marks, trade names or know how (whether registered or not) and all rights or forms of protection of a similar nature existing anywhere in the world.

All intellectual property rights on this site are owned by or licensed to Scottish Mutual International, and may not be reproduced or copied as set out below.

The stag's head logo and the words Scottish Mutual are trademarks of Scottish Mutual Assurance Ltd. © 2000. Copyright in design and content of this web site belongs to Scottish Mutual International (or those persons who have licensed use of certain features/parts to Scottish Mutual International). The copying or incorporation into any other work of part or all of this web site is prohibited unless it is done for your personal non-commercial home use or it is done with the express prior written consent of the relevant copyright owner according to the terms of such consent.

Scottish Mutual International benefits from the investment expertise of IGNIS Investment Services, who are the appointed Investment Advisers for our internal fund range. IIS is regulated by the UK Financial Services Authority.